When it comes to choosing a mortgage, you’ve got options — and one you’ve probably heard about is the Adjustable-Rate Mortgage, or ARM. But what exactly is an ARM, and how does it stack up against a traditional fixed-rate loan? In this episode of Your Real Talk, Luna Petty takes…
Ever wonder why two homes that look almost exactly the same can have totally different prices? The answer is one powerful word: location. In this episode of Your Real Talk, Luna Petty breaks down why where your home is can matter even more than what your home looks like. Whether…
🌟 New month, new market moves! 🌟 Welcome to this week’s Mortgage Market Update with your trusted host, Luna Petty, here on Your Real Talk! In this episode, we’re covering the latest mortgage and housing trends shaping the week of May 5, 2025 — and how they might affect your…
Thinking about refinancing your home, but worried you don’t have enough equity (or maybe none at all)? Don’t worry — you’re not alone! In this episode of Your Real Talk, Luna Petty breaks down everything you need to know if you’re asking yourself: “Can I refinance with little to no…
Are you ready for your weekly mortgage market scoop? This week on "Your Real Talk," we’re diving deep into what’s happening in the world of mortgage rates, real estate trends, and lending programs as we wrap up April 2025. Whether you’re a first-time buyer, a seasoned investor, a veteran exploring…
You’re all packed. You’ve told your friends. You’ve mentally moved in. And then—BOOM—your lender calls and says your mortgage loan isn’t happening. Y’all… this is what real estate nightmares are made of. But breathe. You are not alone—and this does NOT have to mean the deal is dead. In this…
Welcome back to Your Real Talk Podcast, where mortgage news meets clarity and calm — because let’s face it, the market can feel like a rollercoaster. 🎢 In this week’s Mortgage Market Update, Luna Petty breaks down the latest shifts in interest rates, housing market trends, and what they mean…
Before you fall in love with that dream home, there’s one major step that could save you thousands (and a lot of stress): the home inspection. 🏡 In this episode of Your Real Talk Podcast, host Luna Petty walks you through the ins and outs of home inspections — what…
📆 Mortgage Market Update – Week of March 31, 2025: What’s Moving the Market? Welcome back to another Mortgage Market Update with Luna Petty, your go-to source for real talk on rates, lending news, and real estate strategy in California and beyond! As we close out the month of March,…
💰 How Rising Property Taxes Could Impact Your Mortgage (And What You Can Do About It!) In this episode of Your Real Talk Podcast, we’re breaking down something that hits homeowners right where it counts — the wallet. 📉💸 Rising property taxes are more than just an annual annoyance —…
This week’s Mortgage Market Update dives into the latest shifts in interest rates, lending trends, and what they mean for buyers, sellers, and homeowners in California and beyond. Whether you're locking in a rate, refinancing, or just watching the market from the sidelines, this episode has something for you. Luna…
Episode 5: Unlocking Private Money Secrets with Dan Harkey – What Every Investor Should Know! In this episode of Your Real Talk Podcast, host Luna Petty sits down with Dan Harkey, an Educator & Private Money Finance Consultant, to break down the world of private money lending and real estate…
The mortgage market is always changing, and staying ahead of the trends can make all the difference—whether you're a homebuyer, homeowner, or real estate professional. In this week’s Mortgage Market Update for the week of March 10, 2025, we’re diving deep into interest rate movements, housing market shifts, and what…
Mortgage Insurance Explained: What You Need to Know! If you've ever heard the term mortgage insurance and wondered what it actually means (or why you're paying for it), you're in the right place! In this video, we’re breaking down everything you need to know about mortgage insurance—what it is, why…
In this episode of Your Real Talk Podcast, host Luna Petty sits down with Vikram Deol, a dynamic real estate sales trainer and founder of the Trust, Rapport, Influence Sales Method (TRIS). With over $250 million in real estate sales under his belt, Vikram's story is one of resilience, transformation,…
Luna Petty Mortgage Loan Originator NMLS #388419 | CA DRE #01347590 626-796-7164 ext. 13 Luna@unyquefinancial.com www.unyquefinancial.com
How to Buy a Home When You’re Self-Employed: Expert Tips and Strategies! 🎯 Being your own boss is a dream come true—until it’s time to buy a home. Self-employed homebuyers often face unique challenges when navigating the mortgage process. In our latest video, Luna Petty, host of Your Real Talk…
Luna Petty Mortgage Loan Originator NMLS #388419 | CA DRE #01347590 626-796-7164 ext. 13 Luna@unyquefinancial.com www.unyquefinancial.com
Luna Petty Mortgage Loan Originator NMLS #388419 | CA DRE #01347590 626-796-7164 ext. 13 Luna@unyquefinancial.com www.unyquefinancial.com
Kick off 2025 with the latest mortgage insights! I’m Luna Petty, and in this week’s update, I’m breaking down everything you need to know about current interest rates, market trends, and smart strategies for navigating today’s real estate landscape. Whether you’re thinking about buying your first home, refinancing, or exploring…
Luna Petty Mortgage Loan Originator NMLS #388419 | CA DRE #01347590 626-796-7164 ext. 13 Luna@unyquefinancial.com www.unyquefinancial.com
Ever wondered what PMI is and why it’s on your mortgage bill? In this video, Luna Petty breaks down everything you need to know about Private Mortgage Insurance. Learn when PMI is required, how it works, and tips to avoid or eliminate it. Whether you're a first-time homebuyer or looking…
Feeling overwhelmed by mortgage jargon? Let’s make it simple! This video simplifies the most important mortgage terms you’ll encounter when navigating your homeownership journey. Whether you’re securing your first home loan or planning to refinance, understanding these terms is a critical step in the process. This video is filled with…
Mortgage Market Update: What You Need to Know This Week! This week’s mortgage market update dives into the latest trends, changes, and insights for the week of December 9, 2024. Whether you’re considering buying your first home, refinancing, or exploring investment opportunities, this is your go-to guide for staying informed…
