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May 5, 2025

Mortgage Market Update - Week of May 5, 2025

🌟 New month, new market moves! 🌟 Welcome to this week’s Mortgage Market Update with your trusted host, Luna Petty, here on Your Real Talk! In this episode, we’re covering the latest mortgage and housing trends shaping the week of May 5, 2025 — and how they might affect your…

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May 1, 2025

Can You Refinance if You Don't Have Equity

Thinking about refinancing your home, but worried you don’t have enough equity (or maybe none at all)? Don’t worry — you’re not alone! In this episode of Your Real Talk, Luna Petty breaks down everything you need to know if you’re asking yourself: “Can I refinance with little to no…

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April 28, 2025

Mortgage Market Update - Week of April 28, 2025

Are you ready for your weekly mortgage market scoop? This week on "Your Real Talk," we’re diving deep into what’s happening in the world of mortgage rates, real estate trends, and lending programs as we wrap up April 2025. Whether you’re a first-time buyer, a seasoned investor, a veteran exploring…

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April 24, 2025

Your Loan Fell Through Before Closing?! Don’t Panic—Let’s Fix This.

You’re all packed. You’ve told your friends. You’ve mentally moved in. And then—BOOM—your lender calls and says your mortgage loan isn’t happening. Y’all… this is what real estate nightmares are made of. But breathe. You are not alone—and this does NOT have to mean the deal is dead. In this…

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April 21, 2025

Mortgage Market Update - Week of April 21, 2025

Welcome back to Your Real Talk Podcast, where mortgage news meets clarity and calm — because let’s face it, the market can feel like a rollercoaster. 🎢 In this week’s Mortgage Market Update, Luna Petty breaks down the latest shifts in interest rates, housing market trends, and what they mean…

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April 3, 2025

Home Inspection

Before you fall in love with that dream home, there’s one major step that could save you thousands (and a lot of stress): the home inspection. 🏡 In this episode of Your Real Talk Podcast, host Luna Petty walks you through the ins and outs of home inspections — what…

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March 31, 2025

Mortgage Market Update - Week of March 31, 2025

📆 Mortgage Market Update – Week of March 31, 2025: What’s Moving the Market? Welcome back to another Mortgage Market Update with Luna Petty, your go-to source for real talk on rates, lending news, and real estate strategy in California and beyond! As we close out the month of March,…

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March 28, 2025

How Rising Property Taxes Could Impact Your Mortgage

💰 How Rising Property Taxes Could Impact Your Mortgage (And What You Can Do About It!) In this episode of Your Real Talk Podcast, we’re breaking down something that hits homeowners right where it counts — the wallet. 📉💸 Rising property taxes are more than just an annual annoyance —…

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March 25, 2025

Mortgage Market Update- Week of March 24, 2025

This week’s Mortgage Market Update dives into the latest shifts in interest rates, lending trends, and what they mean for buyers, sellers, and homeowners in California and beyond. Whether you're locking in a rate, refinancing, or just watching the market from the sidelines, this episode has something for you. Luna…

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March 17, 2025

Episode Five: Unlocking Private Money Secrets with Dan Harkey – What Every Investor Should Know!

Episode 5: Unlocking Private Money Secrets with Dan Harkey – What Every Investor Should Know! In this episode of Your Real Talk Podcast, host Luna Petty sits down with Dan Harkey, an Educator & Private Money Finance Consultant, to break down the world of private money lending and real estate…

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March 10, 2025

Mortgage Market Update- Week of March 10, 2025

The mortgage market is always changing, and staying ahead of the trends can make all the difference—whether you're a homebuyer, homeowner, or real estate professional. In this week’s Mortgage Market Update for the week of March 10, 2025, we’re diving deep into interest rate movements, housing market shifts, and what…

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March 6, 2025

Mortgage Insurance Explained

Mortgage Insurance Explained: What You Need to Know! If you've ever heard the term mortgage insurance and wondered what it actually means (or why you're paying for it), you're in the right place! In this video, we’re breaking down everything you need to know about mortgage insurance—what it is, why…

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March 5, 2025

Episode Four: Mastering Real Estate Sales with Love & Connection—Featuring Vikram Deol

In this episode of Your Real Talk Podcast, host Luna Petty sits down with Vikram Deol, a dynamic real estate sales trainer and founder of the Trust, Rapport, Influence Sales Method (TRIS). With over $250 million in real estate sales under his belt, Vikram's story is one of resilience, transformation,…

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Feb. 27, 2025

The Mortgage Underwriting Process

Luna Petty Mortgage Loan Originator NMLS #388419 | CA DRE #01347590 626-796-7164 ext. 13 Luna@unyquefinancial.com www.unyquefinancial.com

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Feb. 20, 2025

Buying a Home for Self-Employed Buyers

How to Buy a Home When You’re Self-Employed: Expert Tips and Strategies! 🎯 Being your own boss is a dream come true—until it’s time to buy a home. Self-employed homebuyers often face unique challenges when navigating the mortgage process. In our latest video, Luna Petty, host of Your Real Talk…

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Jan. 27, 2025

Have Credit Scores Impacted Mortgage Rates in 2025?

Luna Petty Mortgage Loan Originator NMLS #388419 | CA DRE #01347590 626-796-7164 ext. 13 Luna@unyquefinancial.com www.unyquefinancial.com

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Jan. 7, 2025

LUNA PETTY PODCAST WITH MAYA LANDRUM

Luna Petty Mortgage Loan Originator NMLS #388419 | CA DRE #01347590 626-796-7164 ext. 13 Luna@unyquefinancial.com www.unyquefinancial.com

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Jan. 6, 2025

Mortgage Market Update- Week of January 6, 2025

Kick off 2025 with the latest mortgage insights! I’m Luna Petty, and in this week’s update, I’m breaking down everything you need to know about current interest rates, market trends, and smart strategies for navigating today’s real estate landscape. Whether you’re thinking about buying your first home, refinancing, or exploring…

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Dec. 19, 2024

Annual Percentage Rate

Luna Petty Mortgage Loan Originator NMLS #388419 | CA DRE #01347590 626-796-7164 ext. 13 Luna@unyquefinancial.com www.unyquefinancial.com

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Dec. 18, 2024

Understanding PMI (Private Mortgage Insurance): What You Need to Know!

Ever wondered what PMI is and why it’s on your mortgage bill? In this video, Luna Petty breaks down everything you need to know about Private Mortgage Insurance. Learn when PMI is required, how it works, and tips to avoid or eliminate it. Whether you're a first-time homebuyer or looking…

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Dec. 13, 2024

Understanding Mortgage Lingo: Key Terms You Should Know!

Feeling overwhelmed by mortgage jargon? Let’s make it simple! This video simplifies the most important mortgage terms you’ll encounter when navigating your homeownership journey. Whether you’re securing your first home loan or planning to refinance, understanding these terms is a critical step in the process. This video is filled with…

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Dec. 9, 2024

Mortgage Market Update - Week of December 9, 2024

Mortgage Market Update: What You Need to Know This Week! This week’s mortgage market update dives into the latest trends, changes, and insights for the week of December 9, 2024. Whether you’re considering buying your first home, refinancing, or exploring investment opportunities, this is your go-to guide for staying informed…

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Dec. 5, 2024

Debt Service Coverage Ratio

In this episode, we’re diving deep into one of the most critical metrics in real estate investing: the Debt Service Coverage Ratio (DSCR). Whether you’re a first-time investor or a seasoned pro, understanding DSCR can be the difference between a thriving investment portfolio and financial missteps. We’ll break down what…

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Dec. 4, 2024

Episode 2: Mastering Taxes and Business Startups with Keforie Dhie

In this engaging episode of the Your Real Talk Podcast, Luna Petty welcomes Keforie Dhie, a self-published author and expert in tax preparation and business advisory. Keforie shares invaluable insights on navigating the complexities of starting a business, optimizing tax strategies, and leveraging technology like the Taxes to Go app…

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