💰 How Rising Property Taxes Could Impact Your Mortgage (And What You Can Do About It!)
In this episode of Your Real Talk Podcast, we’re breaking down something that hits homeowners right where it counts — the wallet. 📉💸
Rising property taxes are more than just an annual annoyance — they can seriously impact your monthly mortgage payment, escrow balance, and even your ability to qualify for a home loan. Whether you're a first-time buyer or a seasoned homeowner, this is something you need to understand.
Host Luna Petty keeps it real and easy to understand as she walks you through the ripple effects of increasing property taxes and how they could shake up your mortgage situation.
🎯 In this episode, we cover:
What property taxes are and why they keep going up
How tax hikes impact your monthly mortgage payment (even if your rate is fixed!)
Why your escrow account might suddenly be short
The hidden effects on loan qualification and refinancing
How to prepare — and protect — yourself from surprise tax assessments
Tips for buyers to avoid getting caught off guard
Real-life examples of how tax changes have affected clients in California
If you're wondering why your mortgage payment went up even though your rate didn’t — this is probably why. And don’t worry, Luna’s here to break it down in plain English with real talk, real examples, and practical advice.
Whether you’re a homebuyer, a homeowner, or a real estate agent guiding clients through the chaos — this episode will give you the clarity and confidence to navigate rising property taxes without panic.
👀 Spoiler alert: Knowledge is power, especially when it comes to your escrow account.
Company Name: Unyque Financial
Host Name: Luna Petty
Company URL: https://www.unyquefinancial.com/luna-petty/
NMLS Numbers: Luna Petty (NMLS #388419), CA Real Estate Agent (DRE #01347590)
Licensing Information: Equal Housing Opportunity – https://www.nmlsconsumeraccess.org
Contact Number: 626-796-7164
Social Media Links:
Facebook: https://www.facebook.com/FMUnyque
Instagram: https://www.instagram.com/unyque.financial/
Twitter: https://twitter.com/LunaPetty
LinkedIn: https://www.linkedin.com/in/lunapetty/
YouTube Link: https://www.youtube.com/@UnyqueRE
Hashtags:
#PropertyTaxes
#MortgageTips
#EscrowEducation
#HomeOwnership
#LunaPettyRealEstate
#YourRealTalkPodcast
#CaliforniaRealEstatePulse
#MortgageWisdomWithLuna
#UnyqueFinancialInsights
#HomeLoanHelp
#BuyingAHome
#RealEstateEducation
#FinancialEmpowermentWithLuna
#HomeFinancing
#UnyqueMarketInsights
Disclaimer:
The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.
✅ Visit us at https://www.unyquefinancial.com/luna-petty/
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